SEP vs 401(k)

Retirement Road Sign

We get a lot of questions (especially from self-employed business owners) on how the SEP IRA and the solo 401(k) retirement plans stack up in a head-to-head comparison. What they have in common: Both plans -create tax deductions for the money you invest in the plan, -grow tax-deferred inside the plan, and -suffer taxes only…

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Tutorial of Tax-Sheltered Savings Plans for 2014

Retirement Road Sign

Some of the most powerful planning tools are the tax-sheltered savings plans available to almost every business. But these tools won’t help you if you don’t know how they work. We’ve published an executive summary for you below. If you’d like to pay less tax and increase your retirement fund, review the chart below. We…

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Going for the max! Qualified plan limits for 2014

Roth via scrabble

When a financial move helps you, it’s best to go for the max. Here are the new limits for your 401(k), IRA, Roth-IRA, and several other types of tax-qualified plans for this year. Need some help in deciding on the type of plan? Remember that we’re just a click away when you need help. [popup…

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Breaking tax news for 2013!

IRS just announced the new (and higher) limits on 401(k) plans etc. Here’s a summary for use in 2013 tax planning.   The  inflation-adjustments for 2013 include: Gift Tax Exemption:  $14,000 (up $1,000 from 2012) Contribution Limit for 401(k)/403(b)/457 Plans:  $17,500 (up $500 from 2012) Catch-Up Contribution Limit (Age 50+) for 401(k)/403(b)/457 Plans:  $5,500 (same as 2012)…

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